Super-fast funding for when you need it most.
Get real-time express lending up to $2,500 with no early pay-off penalties. In just a few simple steps, you can get the money you need. Apply now to get started.
Designed around you
Get flexible payments!
No pre-payment penalties
Get funded quickly in just a few easy steps
Customers love us. Don't take our word for it.
Earn rewards and save big on your loan!
Lending for life's financial journey
From emergencies, debt consolidation, home improvements, or bridging to your next paycheck, we can help you quickly and safely get the funds you need. Our easy application is safe and secure with Real-Time funding.
- Fast & Easy Application Process
- Real-Time Funding
- No Pre or Early Payment Penalties
- Rewards Program
- 24/7 Customer Support
- Secure TSL 1.2 Encryption
- Real-Time Account Monitoring
Loan management
that's stress-free
Manage your loan. track rewards, view payments, and apply for a new loan — all in your secure account portal.
We prioritize your personal
data and security
Protecting your personal information is fundamental to how we operate. Our platform uses advanced encryption, secure infrastructure, and strict access controls to safeguard your personal and financial data. We continuously monitor and update our systems to meet industry security standards, ensuring your information remains confidential and protected.
Borrowing built around you. Get the funds you need today!
We believe access to financial options shouldn’t be limited by past setbacks. Our short-term loans are designed to provide responsible opportunities when you need them most. We encourage early repayment as a practical way to lower costs, and we empower you with the flexibility to manage your finances confidently.
We think it's great that you expect more from your lender
We’re here to deliver smart, flexible short-term financing when timing matters most. See how our approach gives you more control, more transparency, and more value.
$0
There are no pre-payment penalties. Pay your loan off sooner and save.
$2,500
Qualify and you can get up to $2,500 personal loan to use for any reason.
24/7
Representatives are available to assist and ensure an exceptional experience.
5m
Real-Time funding allows you to receive your funds in as little as five minutes!
How does it all work?
Get answers to your
questions in our FAQ
How long does it take to get approved?
Applications processed and approved before 6:00 p.m. CST Monday–Friday are typically funded on the next business day. Generally, a business day means Monday through Friday, excluding federal holidays. If you require funds on the current business day, you may request Real-Time Funding* by calling 877-558-1999. If you apply for a loan online through our account portal, Real-Time Funding will be automatically applied if your loan is approved on a weekday after our 6:00 p.m. CST same-day ACH cutoff or anytime on Saturday or Sunday. If Real-Time Funding is not available or your institution cannot process a same-day transaction, we will use the next fastest funding method.
*Real-Time Funding Disclaimer: While Real-Time Funding allows for immediate access to your funds, Real-Time Funding may be limited by banking factors and your bank may charge you additional fees. Even if you are eligible, the exact time your funds appear in your account may vary depending on your bank’s processing times. Lendumo does not charge a fee for Real-Time Funding. Prior to applying online through our account portal or requesting Real-Time Funding via phone, please consult with your bank, as additional fees or timing restrictions may apply.
To ensure your funding is delivered as quickly as possible, look for and respond to your confirmation email in a timely manner, as it contains your username and password. If you don’t see your confirmation email, check your spam folder. If you are still unable to locate the email, call Customer Service at 877-558-1999 for assistance.
What are the minimum qualifications for a loan?
Qualifying for a short-term installment loan from Lendumo is easier than you might think. If you meet the requirements listed below, it’s more than likely that we’ll be able to get you the funding you need.
- Receive regular income
- Are at least 18-years-old and a U.S. citizen
- Have an active checking account
- Are not actively serving in the military or a dependent of someone actively serving in the military.
* Other requirements may apply.
What is the best way to save money on this loan?
The best way to minimize the cost of your loan is to pay the loan off early. You can do this by making extra payments toward your principal or by paying off the entire balance early. Lendumo does not charge any prepayment penalties. You can also pay down your principal loan balance using claimed U Rewards points. To make extra payments, log into your account and select ” Payment Options,” or call us at 877-558-1999 for assistance.
To see more frequently asked questions, click here.